Terms of Use

Acceptance of Terms

By accessing or using the Clearwood & Co. website, products, resources, tools, books, and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website or services.

Use of the Website

Clearwood & Co. provides educational content, books, apparel, tools, resources, and related materials for informational and educational purposes.

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others, restrict their use of the website, or damage the website's functionality.

Unauthorized use of this website may result in legal action.

Educational Content & Financial Disclaimer

The content provided by Clearwood & Co., including articles, books, calculators, newsletters, videos, downloads, and educational materials, is intended solely for informational and educational purposes.

Nothing on this website should be considered financial, investment, legal, tax, accounting, or professional advice.

You should consult qualified professionals before making financial, investment, legal, tax, or business decisions.

Clearwood & Co. makes no guarantees regarding financial outcomes, investment performance, or future results based on information provided through our content.

Intellectual Property

All content on this website, including but not limited to:

  • Logos
  • Branding
  • Books
  • Articles
  • Graphics
  • Product Designs
  • Apparel Designs
  • Images
  • Downloads
  • Educational Resources

is the exclusive property of Clearwood & Co. and is protected by applicable copyright, trademark, and intellectual property laws.

No content may be copied, reproduced, modified, distributed, sold, or used for commercial purposes without prior written consent.

Products & Purchases

When purchasing products from Clearwood & Co., you agree to provide accurate and complete information during checkout.

All purchases are subject to our Shipping Policy, Refund Policy, and any additional terms displayed at the time of purchase.

We reserve the right to refuse, cancel, or limit orders at our discretion.

Pricing & Availability

Product prices, descriptions, availability, and promotions may change at any time without notice.

We make every effort to display accurate information but cannot guarantee that all product descriptions, images, or pricing are free from errors.

We reserve the right to correct any errors and cancel affected orders if necessary.

Third-Party Services & Links

Our website may contain links to third-party websites, applications, services, or tools.

These links are provided for convenience only. Clearwood & Co. does not control, endorse, or assume responsibility for the content, policies, or practices of third-party websites.

Use of third-party websites is at your own risk.

Wealth Calculator & Online Tools

The Wealth Calculator and any future financial tools are provided for educational and illustrative purposes only.

Results generated by these tools are estimates based on user-provided information and assumptions. Actual financial results may vary significantly.

Tool outputs should not be relied upon as financial advice or guarantees of future performance.

User Conduct

You agree not to:

  • Use the website for unlawful purposes
  • Attempt to gain unauthorized access to website systems
  • Upload malicious software or harmful code
  • Copy or distribute proprietary content
  • Interfere with the operation of the website

Violation of these terms may result in suspension or termination of access.

Limitation of Liability

To the fullest extent permitted by law, Clearwood & Co., its owners, affiliates, employees, partners, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Use of the website
  • Reliance on educational content
  • Product purchases
  • Calculator results
  • Technical interruptions
  • Third-party services

Your use of the website is at your own risk.

Indemnification

You agree to indemnify and hold harmless Clearwood & Co. from any claims, damages, losses, liabilities, costs, or expenses arising from your use of the website or violation of these Terms of Use.

Changes to These Terms

We reserve the right to update, modify, or replace these Terms of Use at any time.

Changes become effective immediately upon posting to this page. Continued use of the website constitutes acceptance of the updated terms.

Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of the Commonwealth of Pennsylvania, United States, without regard to conflict of law principles.

Contact Information

Questions regarding these Terms of Use may be directed to:

Clearwood & Co.

Email: hello@clearwoodco.com

Website: clearwoodco.com